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Why You Shouldn’t Wait To Start Saving


I’ve had many people tell me that they are waiting to save money for retirement or waiting to save money in their emergency fund for many reasons. Most people say that they can wait because they can do it decades later when they are old. However, I think that’s dumb. Why wait to save money when you can do it now?

I always think that you should save, and I don’t care what excuses you have for me. Even if you can only save $50 or $100 a month, that is better than nothing.

Here are reasons why you shouldn’t wait to save money:

Why You Shouldn't Wait To Start SavingYou might lose your job.

You might think your job is stable, but how stable is it really? If you lost your job and had nothing saved, that would definitely not be a good situation.

Instead of thinking that your great paying job will last forever, you should attempt to save at least some of your paycheck each month. There is no need to spend 100% of your income each month just because you can.

A medical issue may arise.

What if you had an awesome job that you thought was stable, but then a medical issue came up? You might lose your job, lose your income and never be able to work again. If you had nothing saved, then this would be a very bad situation to be put in, but guess what?

It does happen.

Something may break.

No matter how new or old your car and/or home are, something may break. If you don’t have adequate savings then you may not be able to fix the items that broke. What if:

  • You need new tires.
  • You hit a deer and total your car.
  • Someone hits your car mirror and breaks it off.
  • Your water heater breaks.
  • Your furnace or air conditioner breaks.
  • Your roof starts leaking.
  • And more!

If you don’t have money saved for these problems, then you will find yourself stuck and in a panic mode.

Saving now means less pressure later.

The main point of this whole article is that saving money now will mean less pressure later. If you wait to save money, then you will just have to save a much higher number. It won’t kill you to start saving now, so why not just do it? You never know what will happen, so it’s always better to be safe than sorry.

Are you currently saving money? Why or why not?


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