The Ultimate Lifetime Money Plan

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In the book ?All Your Worth? by Harvard bankruptcy professor Elizabeth Warren, the recommendation is to arrange and balance your finances with 50/30/20.

50% for the must haves-shelter, food, transportation, utilities, child care, insurance and minimum loan payments.

30% for wants- entertainment, clothing, gifts and vacations.

20% for savings and debt payments.

Not a bad idea to start out 2010.

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