Today I saw an ad online for getting a credit report from one of those credit monitoring places. It had a flashy number of 923 showing on it.
Which is very ironic because there is no such thing as a 923 credit score. Nope, no 923, not possible.
That is because the highest FICO credit score possible is 850. Yep, 850, a good 73 points lower than 923 (does that further hurt the credibility of the credit monitoring company? Or do they not really have much credibility to begin with?)
But even the highest of the highest credit scores are rarely above 825.
And the difference between 825 and 850 is completely negligible. Makes no difference except for ego satisfaction of course.