If you have items on your credit report that are completely and totally accurate, they should remain there. You shouldn?t try to get them removed with credit repair.
But the Fair Credit Reporting Act, or the FCRA was enacted to protect consumer from inaccurate and erroneous information on their reports. And it has been estimated that 70% or even more credit reports contain inaccurate and erroneous information.
Credit repair is ethical. You should never have to be punished for something that you didn?t do or for any inaccuracies on your credit report.
