List/Grid Tag Archives: Credit Repair

The Potential Pitfalls Of Self Credit Repair

If you have some inaccurate credit and you need credit repair you do not need to hire a professional. You can do it yourself for free and the credit bureaus even provide forms on their websites the help you expedite the process. You absolutely have the right to repair your credit yourself. It may seem like a simple and inexpensive solution to just do it yourself. After all, how hard can it be? You just get a copy of your credit report, identify the inaccuracies, fill out the paperwork, submit it and wait for the listings to be deleted. Anyone can ...
Read more »

Demystifying Four Credit Myths

There are many myths when it comes to your credit score and credit report. These myths will probably always float around in space somewhere, but if you are reading today’s post and read my blog, then hopefully we can demystify these credit score and credit report myths and make everyone just a little bit smarter today. Below are four common credit score and credit report myths that you may have heard of and even fallen for: 1. Does your job affect your credit? Your job and your income have absolutely no effect on your credit score. In fact, ...
Read more »

Financial Life Is Easier With High Credit Scores

Most people will experience a credit problem or two in their lifetimes as very few people can escape all of these problems. Credit is typically a necessary and required fact of life. The majority of people will require credit for the purchase of the larger items like houses and cars. Bad credit may be a problem but it is a good thing that there are steps you can take to repair or improve your credit. Get a copy of your credit reports. The first thing that you should do before you start a credit repair strategy is to get a copy of all three of your ...
Read more »

Should You Hire A Credit Expert To Help Clean Your Credit?

Why should you hire a credit expert to help you to clean up your credit? Are there any advantages to hiring a credit expert? Actually there are some definite benefits and advantages to hiring a professional for credit repair services is if you are drowning in debt or if you are struggling to keep up with your monthly obligations. Right now, many people are in this same position, with the current state of the economy debt has become a big issue for people in the United States and throughout the world. Side note: If you are looking to increase your ...
Read more »

Four Potential Credit Card Scams

When you’re working to perfect your credit, beware of potential scams that can hurt you along the way. With new technology that is always getting better and smarter you need to be careful of the offers that you take advantage of or they may take advantage of you. Do you need to pay for lower interest rates? NO! You do not have to pay for a lower interest rate on your cards. You can negotiate that yourself without a fee so if you get an offer for a lower rate and all you have to do is pay this upfront fee, be wary. Be especially careful if ...
Read more »

Six Biggest Credit Mistakes

The current economy has wreaked havoc on many people. Many people, even those who previously had stellar credit, have seen their credit scores plunge and they are still suffering the effects of bad times with bad credit. But there is hope. There are some things you can do to repair your credit. But first there are a few things that you should never do. In no particular order but numbered for efficiency sake below are some of the six worst mistakes. 1. Biggest Credit Mistake – Canceling your credit cards. It may seem counter-intuitive and if ...
Read more »

Three Credit Repair Scams and Myths

There are many credit repair scams and myths out in the world right now. Besides the common scam of using a person who isn’t even licensed or certified to help you (always search Illinois licenses before you choose), there are some other scary ones out there. I’m sure you have heard of many, and some may even prevented you from wanting to repair your credit. Do not fear though, today we will go over these common credit repair scams and myths so that you can overcome your bad credit and work on improving it in the future. Below are three ...
Read more »

Valid Reasons Why You Should Understand and Read Your Credit Report

Prior to making a large purchase that will require financing it is smart to get a copy of your up-to-date credit report. A credit score and credit report can actually make or break your potential purchase and since the majority of credit reports do contain errors it is wise to become aware of any potentially erroneous credit before you end up with an unwelcome surprise. Credit bureaus handle a huge amount of information and it has been estimated that as many as 75% of all credit reports contain mistakes that can prevent a person from getting the ...
Read more »

Top of Page

Copyright © 2009 to 2020 by 724Credit. All rights reserved.