Raise Your Credit Score

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How can you raise your credit score fast?

Pay attention to your debt to available credit ratio. To raise your credit score quickly you can either pay down existing debt or get approved for more debt. Just don?t use any of that new debt if that is the way you go.

Make your payments on time. Every time. All the time. Goes without saying but it is another huge portion of your credit score.

Avoid inquiries. Just say ?No? and don?t shop around for credit on a whim. If you shop for credit you must buy. Meaning that you must get the loan if you do the shopping.

Just say ?no? again to retail cards. No need for them. Not necessary (use cash, a regular credit card, or don?t buy it at all) but don?t get any retail cards. They are detrimental to your credit score.