When it comes to credit scores there are a number of prevalent myths out there. For example, the myth that you must carry a credit card balance in order to have a high score or that the only factor that plays into your score is how prompt you are in paying your bills.
Here is an article about 8 Popular Myths About Credit Scores that tells the truth about some of the common myths out there.
One of the myths that they talk about is that ?employers use credit scores? where they point out that credit scores are trying to predict credit risk and not employee performance, which is true. However, right now there are many employers that are using credit reports and scores for hiring. The thing you must remember is that no one, not even a potential employer, can pull your credit report without your explicit permission.
