Are you interested in making some remarkable cash savings this year?
Future is uncertain. Saving money is the only way to make sure you are covered in case of an untimely event. You don’t know when a huge expense can come up and wat away all the money from your checking account.
This why credit card companies and some websites offer a Cashback reward program for its frugal members. Under this program, a percent of the amount spend(shopping on the website) will be paid back to you. A 2 percent cash back on a $50 purchase means you get $1 in return. Imagine how much you can save after a year of shopping that you would do regardless.
Here are a few cashback sites that will allow you to make dramatic savings.
1. Rakuten
Rakuten, formerly known as Ebates, offers more than 40 percent cash back on over 2500 stores in the United States. The game is simple. Store pay a commission to Rakuten for referring them to you. And you get rewarded form being a good customer with loads of cashback. There are no fees or annoying forms to fill. Start saving money right away.
2. EvoShare
Still worried about your retirement?
EvoShare is a unique cashback site that puts your rewards into your retirement contributions for 401k, Roth IRA, etc. You can earn up to 30 percent cashback over 1300 stores across the United States. Start saving on your purchases from your favorite stores like Target and Nordstrom.
3. Ibotta
Ibotta is a Denver-based company that pays its users for shopping on their portals. You can use Ibotta on both a web browser and a mobile app. Even if you forgot to use Ibotta for your shopping, you can still get cash back by uploading the receipt that you got from a store listed under Ibotta.
4. Earny
Earny is like your assistant who adds money in your bank account every time you buy an item from their portal. This California based startup also pays you when the price of the item you purchase suddenly drops after a few days. So, you don’t have to regret not being able to save money on discounted items.
5. BeFrugal
BeFrugal guarantees the highest cashback rates. To get some than 40 percent cash back on products from your favorite brands, just sign in for free and begin shopping. BeFrugal will never ask you a fee.
BeFrugal is affiliated to over 5000 stores. Every time you purchase from any of these stores, you will get cashback without fail(via check, Paypal, gift card or direct deposit).
This company is headquartered in the Greater Boston Area and has been active since the year 2009. Brands like Macy’s, Walmart, Bed Bath and Beyond, Best Buy are one of the 5000 stores under BeFrugals grip.
Summary
Cashback websites are a lot safer and secure than using a cashback credit card for shopping. A cashback credit requires you to have a good credit score, spend a certain amount in the first three months and there is a risk of falling in debt. Cashback websites have no such conditions. Most of them don’t even ask you for a yearly fee.
