If you have some inaccurate information that is not yours and you may find it is necessary to send some letters to the credit bureaus. Here is a sample of a credit repair letter for inaccuracies. You should always adjust the letter to your own circumstances (for example, if you were not turned down for a car loan, don?t say that you were!). However, this sample is a good start and it shows you what information to include.
Your Phone #
Dear Collection Manager,
Re: Account Number__________
This letter is a formal complaint that you are reporting inaccurate credit information.
You have included false information in my credit profile, and this has been extremely
inconvenient and distressing due to its damaging effects on my credit standing.
As you know, credit reporting laws ensure that bureaus report only accurate credit
information. I am sure that the inclusion of this inaccurate information is a mistake on the
part of either your bureau or the reporting creditor.
Because of these mistakes on my credit report, I recently was wrongfully denied a new car
loan. This denial was highly embarrassing, and it has negatively impacted my lifestyle. With
the proof that I have attached to this letter, I am sure you will agree that the erroneous
information should be removed immediately.
Therefore, please verify the following information and delete it from my report as soon as
[Creditor Agency],Acct. [123-34567-ABC]
Please rectify this situation quickly.
Here at 724credit we have a selection of different credit repair letters that you can use. They are set up in a PDF file so you can download them to your computer and have them ready when you need them.