What used to cost you $15.95 is now free.
As of January 1, 2011 lenders will be required to tell you the reasons why you may have been charged a higher interest rate and most commonly this is because of your credit score.
For many years consumers have been able to receive free copies of their credit reports but they had to pay for the all-important number that provided the make or break for receiving credit or for receiving the most favorable terms.
Now many consumers will be able to receive this all-important information that can help them to put their credit back on the right track.
