Debit Card or Credit Card?

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Should you use a debit card or a credit card?

There are advantages and disadvantages to both.

While debit card users only use the money that they actually have on hand, there are fewer legal protections in place in the case of problems and if one is not careful the overdraft fees are comparable to over-limit and late fees on a credit card.

Here is a great article with a full list of points to consider.

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