Financial Life Is Easier With High Credit Scores

Most people will experience a credit problem or two in their lifetimes as very few people can escape all of these problems. Credit is typically a necessary and required fact of life. The majority of people will require credit for the purchase of the larger...

Financially Prepare Yourself for a Job Loss

Many individuals lost their jobs and livelihoods during the 2008 financial crisis.? As a result, hopes and dreams were dashed.? The world was on the brink of a financial disaster!? People with jobs attempted to hold onto what they had while others scrambled to...

Should You Dispute Bad Credit?

As young adults, we are taught many things. But one lesson most of us are not taught is something that will ultimately affect our entire lives. Unless we learn the importance of earning and maintaining a good credit score, life can end up really hard....

Demystifying Four Credit Myths

There are many myths when it comes to your credit score and credit report. These myths will probably always float around in space somewhere, but if you are reading today's post and read my blog, then hopefully we can demystify these credit score and...

Fundamental Recommendations For Credit Repair

A high credit score is crucial for your financial life. In order to get any type of credit you need to have a good credit score. A good credit score will affect the interest rate that you get as well as whether you can...

Myths And Truths About Credit Repair

In 1970 the Fair Credit Reporting Act or the FCRA was enacted. This law gives consumers the right to dispute any item showing on their credit report that may be inaccurate, incomplete, untimely, misleading, unverifiable, biased, ambiguous or unclear. This includes foreclosures, charge-offs and bankruptcies. The...

Money Management in Kids and its Importance

Since time and money are the two most important assets of our daily lives, there lies a dying need to plan their exhaustion in a proper way. Management, as we all know, is a set of strategies which helps us to use any particular...

What Type Of Mortgage Should You Get For A New Home?

Very few people are able to pay cash upfront for one of the largest purchases they will ever make. Some don't even want to pay in cash because sometimes your interest rate on your mortgage can be very low, and if you are strategic...