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Managing Your Personal Finance

Common Mistakes And Myths In Credit Repair

Any person out there can take steps to repair their credit. There are concrete steps that anyone can take that can make significant improvements. However, when people consider credit repair there are also some common myths and mistakes that hold them back. Credit repair...

7 Tips To Avoid Identity Theft

If your identity is stolen it can wreak havoc on your credit report, your credit score and your financial life. Take a few precautions to avoid identity theft. Make sure that you practice safe banking, safe computing, and safe business practices. 1) Keep all of your...

5 Reasons You Need An Emergency Fund

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I am a huge believer in emergency funds. An emergency fund is where you save money on the side in case any big expense or lack of income were to occur in the future. You never know when this may happen, as life likes...

What Do The Stores Know About You?

Apparently a lot more than you realize. Stores across the nation collect shopping data which highlights regional preferences and perhaps even upswings in the economy. Detroit, one of the cities that was hit the hardest by the economic meltdown had a growth of 18% in luxury...

Ways To Build Your Credit Without Credit Cards

If you are looking to build your credit, then you may be looking into the many different options that you have. If you don't want to apply for credit cards, then do not fear. There are other ways to build your credit without relying...

Black Friday VS Cyber Monday – Battle of the Discounts

As the battle for early Christmas sales begins on Black Friday and Cyber Monday, and with the popularity growing in the UK for these ?American Imports?, an online voucher code website looked to see where and why it all started. They also looked to...

Improve Your Job Search By Repairing Your Credit

Few people realize that having a high credit score can be beneficial when searching for a job. While it is obvious that a high credit score will affect getting a loan, the fact is that by law an employer can refuse to hire an...

Insurance Company Victory In Michigan

In a polarized vote, pitting the Republican nominated justices against the Democratic nominated justices, the Michigan Supreme Court has sided with the Big Insurance Companies, in a 4-3 decision that will allow them to use credit reports in order to offer discounts or issue...