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Managing Your Personal Finance

Should You Dispute Bad Credit?

As young adults, we are taught many things. But one lesson most of us are not taught is something that will ultimately affect our entire lives. Unless we learn the importance of earning and maintaining a good credit score, life can end up really hard....

Financial Life Is Easier With High Credit Scores

Most people will experience a credit problem or two in their lifetimes as very few people can escape all of these problems. Credit is typically a necessary and required fact of life. The majority of people will require credit for the purchase of the larger...

The Potential Pitfalls Of Self Credit Repair

If you have some inaccurate credit and you need credit repair you do not need to hire a professional. You can do it yourself for free and the credit bureaus even provide forms on their websites the help you expedite the process. You absolutely...

How Mobile Websites Get Us to Spend More Money

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Online shopping is a dream come true for shopaholics. Not only them but people who are not that drawn to shopping also get easily sucked into the madness. Online shopping has made life so much for easier for everyone - people who...

What to Do After You Declare Bankruptcy

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When people don?t manage their finances well - it can lead to their credit scores taking a nosedive. Some even have to file for bankruptcy and start all over again. Not only the financial toll, but you also take on a great...

Learn Everything About Mortgages Before Shopping For A House

The largest purchase that many of us will ever make is the purchase of a newly built home or a new-to-us home. And even though it is possible to pay cash for a home, most of us do not have that much cash available...

Tougher Mortgages Here To Stay?

The recent housing bubble and real estate slump that came along with the worst recession since the Great Depression has resulted in a tightening up of mortgage standards and it looks like it may be here to stay, maybe forever or at least for...