The Fair Credit Reporting Act – FCRA
You have rights thanks to the fair credit reporting act. You can download the FCRA pdf here.
In 1970 a Federal law was enacted by Congress to defend consumers from inaccuracies on their credit reports. This law is called the Fair Credit Reporting Act or...
Bad Credit Is Coming! – Signs That You Are Approaching Bad Credit
Many people in the United States today have bad credit, and the numbers have continued to rise. It isn't just those who are lazy who end up with bad credit. Many hard working people who are well meaning end up in situations where their...
First Steps To Dispute Bad Credit
Credit repair can be a?long and wearisome course of action. Getting incorrect and erroneous information deleted from your credit can take some time and energy and it may take awhile to get your credit increased as much as you can. But, there are couple...
Bad Credit: County Court Judgements Explained
If you have ever had a County Court Judgement or CCJ issued against you, you know that it will have a severe impact on your credit rating, as it signifies that you have had serious problems paying back a loan or other form of...
Bad Credit And Home Refinance – How To Save Money.
To determine how bad credit impacts your refinancing options, consider whether your credit was better, worse, or about the same when you originally financed your home. If your credit was better and helped you qualify for a low rate, refinancing when your credit is...
Easy Steps For Simple Credit Repair
Here are a few easy steps to improve your bad credit!
Most?people need to have a good credit rating. Good credit is essential to get loans on vital items like cars and houses. Good credit can also help you to get more favorable interest rates....
Bad Credit Home Equity Line Of Credit
Bad credit car loans are available from various lenders. These types of loans can help you rebuild your credit and get you on the right track.
Bad credit can increase the difficulty that a homeowner encounters when seeking a home equity line of credit. Bad...
Bad Credit Car Loans Have Their Advantages
Are you one of the many people who have credit problems? Poor credit ratings and bad credit is more common than you think. Bad credit is not something to be ashamed of as it can happen to all of us at some time in...