Bad Credit? You May Still Qualify For A Credit Card!
Let?s face it: in order to buy or sell so many things in today?s society you simply must have a credit card available in order to complete many transactions. Sure, you could pay cash for many things, but how convenient is it to...
Bad Credit? Can’t Get A Credit Card? Yes You Can!
Most people don't give much thought to the importance of credit until they need it. When they go to apply for a credit card they discover that their bad credit keeps them from getting a card, or a card at a decent rate. Most...
Easy Steps For Simple Credit Repair
Here are a few easy steps to improve your bad credit!
Most?people need to have a good credit rating. Good credit is essential to get loans on vital items like cars and houses. Good credit can also help you to get more favorable interest rates....
States Debt Collection Statute Of Limitations
Alabama Statutes - ?6-2-37
Contracts under seal: 10 years, (A.C. 6-2-33)
Contracts not under seal; actions on account stated and for detention of personal property or conversion: 6 years (A.C. 6-2-34)
Sale of goods under the UCC: 4 years (A.C. 7 -2- 725)
Open accounts: 3 years (A.C....
Bad Credit And Home Refinance – How To Save Money.
To determine how bad credit impacts your refinancing options, consider whether your credit was better, worse, or about the same when you originally financed your home. If your credit was better and helped you qualify for a low rate, refinancing when your credit is...
Bad Credit Is Coming! – Signs That You Are Approaching Bad Credit
Many people in the United States today have bad credit, and the numbers have continued to rise. It isn't just those who are lazy who end up with bad credit. Many hard working people who are well meaning end up in situations where their...
Opt Out Of Credit Card Offers
Credit bureaus can and do sell your information to creditors, insurance companies and more. These companies will send you prescreened and pre-approved offers for credit cards and insurance. These offers may not be offered to the general public and they may be helpful for...
Bad Credit : Understanding The Basics
Many people have heard of bad credit, but some may not know what it means. For a long time, there was no established method for determining the credit activities of consumers. However, this all changed when a company called the Fair Isaac Corporation designed...
