How Your Credit Score Affects Your Housing Search

So, you're interested in buying a home? Besides having your financial documents and a down payment ready, you will need to make sure that your credit score is ready. Most people buy their homes with a mortgage. There aren't many people who buy their homes...

Being Prepared When Buying a New Car

Buying a car is a big deal. Whether you spend $2,000 or $20,000, a car is a big purchase. There are different things you might want to think about doing before you buy a car so that you are as prepared as possible. Doing...

Financial Mistakes That May Lead To Credit Card Debt

Financial mistakes can be great learning tools, but they can also lead to debt such as credit card debt. Before you know it, you may be buried in credit card debt and feel completely out of control. Below are different financial mistakes that may lead...

Paying Down Debt

A key component of credit repair is often to pay down your debt. After all, a large portion of your credit score is attributed to the debt ratio or the amount of debt you have accumulated compared to the credit limit you have. I recently...

How to Get Out of Debt Fast

In today?s economy, it is important to get out of debt fast. For ordinary individuals, businesses, and organizations, it is worth to consider getting out of debt fast as this may free them from other financial issues, which they may encounter in the future. If...

Four Student Loan Myths All College Applicants Must Ignore

Myths of Student Loans
Some people believe that student loans are a piece of cake. Though student loans enable you to pay your college fees and let you have an uninterrupted higher education, they usually come with a price. What makes this process tougher are the widespread misconceptions...

Deceptive Money

Bob Brooks, a 17-year veteran of the financial services industry, has written a new book about avoiding debt and credit problems and traps. ?Deceptive Money: A step-by-step guide to take your life back from the credit trap?, now available at book stores everywhere, talks about...

Credit Card Debt And Delinquencies Decline

In some good news for the personal economy of many people,credit card debt declined for the 13th month in a row in October 2009. Credit card delinquencies are also on the decline.