Four Student Loan Myths All College Applicants Must Ignore

Myths of Student Loans
Some people believe that student loans are a piece of cake. Though student loans enable you to pay your college fees and let you have an uninterrupted higher education, they usually come with a price. What makes this process tougher are the widespread misconceptions...

How to Stay Calm and Motivated During a Debt Crisis

The one situation of your life which you would want to avoid is a debt crisis. You might have an excessive need of having to take that loan, but paying it off needs to be done in a way that will not make you...

How To Not Go Into Debt For The Holidays

With Thanksgiving in the United States just passing us last?week, it means that the gift giving holidays are quickly?approaching us. They are all this month! With whatever holiday you celebrate, this is usually an expensive time of the year for anyone and everyone. I am...

Being Prepared When Buying a New Car

Buying a car is a big deal. Whether you spend $2,000 or $20,000, a car is a big purchase. There are different things you might want to think about doing before you buy a car so that you are as prepared as possible. Doing...

How Your Credit Score Affects Your Housing Search

So, you're interested in buying a home? Besides having your financial documents and a down payment ready, you will need to make sure that your credit score is ready. Most people buy their homes with a mortgage. There aren't many people who buy their homes...

Financial Mistakes That May Lead To Credit Card Debt

Financial mistakes can be great learning tools, but they can also lead to debt such as credit card debt. Before you know it, you may be buried in credit card debt and feel completely out of control. Below are different financial mistakes that may lead...

Why lower IDV is not the best option for your motor insurance?

money on car
What is IDV? IDV stands for that maximum sum which is insured, the amount of which is agreed upon by the insurance provider that will be then reimbursed to the policyholder in cases of loss being either...

Need to Improve Your Credit? Start By Lowering Your Debt

Paying your creditors on time each month is an excellent way to improve your credit score. Timeliness makes up 35% of your credit score, and when you pay on time, this triggers positive activity on your credit report. But paying on time isn?t the only...