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4 Tips To Pay Down Your Student Loans

Oh student loans. So many of us have them, right? You might have them, or maybe someone close to you has student loans and that's why you are reading this article. For me, I am all about paying down student loans as quickly as possible....

How To Make Sure You Use Credit Cards Correctly So That You Don?t Go Into Credit Card Debt

The other day I published the article 6 Reasons You Should Look Into Getting Your First Credit Card. Even though I am all for credit cards, I know and understand that many people misuse them. Misusing credit cards can lead to debt, stress, money...

How To Not Go Into Debt For The Holidays

With Thanksgiving in the United States just passing us last?week, it means that the gift giving holidays are quickly?approaching us. They are all this month! With whatever holiday you celebrate, this is usually an expensive time of the year for anyone and everyone. I am...

Financial Mistakes That May Lead To Credit Card Debt

Financial mistakes can be great learning tools, but they can also lead to debt such as credit card debt. Before you know it, you may be buried in credit card debt and feel completely out of control. Below are different financial mistakes that may lead...

Being Prepared When Buying a New Car

Buying a car is a big deal. Whether you spend $2,000 or $20,000, a car is a big purchase. There are different things you might want to think about doing before you buy a car so that you are as prepared as possible. Doing...

Four Myths and Facts About Credit Cards

According to NerdWallet, the average household in the United States has credit card debt of $15,607. That's a lot of debt, and many people are way above that number. Some of this credit card debt is because people don't fully understand how to use their...

How Your Credit Score Affects Your Housing Search

So, you're interested in buying a home? Besides having your financial documents and a down payment ready, you will need to make sure that your credit score is ready. Most people buy their homes with a mortgage. There aren't many people who buy their homes...

Need to Improve Your Credit? Start By Lowering Your Debt

Paying your creditors on time each month is an excellent way to improve your credit score. Timeliness makes up 35% of your credit score, and when you pay on time, this triggers positive activity on your credit report. But paying on time isn?t the only...