Credit Secrets For Getting Approved
You have the right to know exactly what is being reported on your credit report and you can get a free report from each of the three main credit-reporting agencies one time each year. If there is erroneous credit you can issue disputes...
Life with a Low Credit Score
There are many things to keep in mind when it comes to personal finance. One thing that is very important is being aware of your credit score at all times. If you have a high credit score, it will make it much easier for...
Car Loans After Bad Credit
There are bad credit loans that you can get to buy a car. But as a general rule this is what you can expect.
The first car loan after a severe drop in your credit score will typically be at a higher...
The Scarlet Letter Of Bankruptcy
But sometimes it may be the best option.
Although, a bankruptcy on your credit report may cause some lenders to deny your application more often than not, a bankruptcy hurts less as time goes on.
The fact of the matter is that if...
Signs You Have Too Much Debt
Many people have too much debt, but don't even realize it. Having too much debt can be disastrous, and not something that you ever want. But, how do you know if you have too much?
Here are several signs that you have too much debt:
You...
Tote the Note and Bad Credit Car Loans
If you are in need of a car but you have bad credit there are a couple of different options available to you both with advantages and disadvantages depending upon your own circumstances.
Check out Choosing a Bad Credit or Buy Here Pay Here Car...
Children Can Become Victims Of Identity Theft Too
When I was younger, I had my identity stolen. I'm not sure what happened because I've always had my same social security card and I didn't have much else because I wasn't even a teenager when my information was first stolen.
A child's information could...
Credit Card Blunders
Just how bad are the top credit card blunders that people make? Things like paying late, getting excessive cash advances, paying only the minimum payment and more?
Here is a 10-point scale on How Bad Are Your Credit Card Mistakes?...
