The Price Of Perfection
Yes, there are actually people out there who are striving to have a perfect credit score.
Perfect means 850.
Apparently only about 0.5% of all American?s ever reach that elusive number.
And once you do reach it all you have is bragging rights and the knowledge that...
5 Ways to Manage Your Credit
Reputation is very important -- whether in your personal life, at work, or where your finances are concerned.
Your credit score is your "financial reputation". The better your credit score, the more likely you are to get low-interest rates, loan packages, and higher credit card...
4 Tips To Pay Down Your Student Loans
Oh student loans. So many of us have them, right? You might have them, or maybe someone close to you has student loans and that's why you are reading this article.
For me, I am all about paying down student loans as quickly as possible....
Things That Will Get Your Credit Application Denied
There are many people out there who try to avoid credit as much as they can. However, in some instances, having credit can be a lifesaver and can actually help you out a lot. There are many things that you need to think about...
Easy Credit Traps
Even in the current financial crisis, the majority of us are still getting credit card offers. In fact, the credit card industry is one of the most heavily advertised, over-promoted businesses ever.
And while credit card companies are raising interest rates and lowering credit limits,...
Credit Card Features You May Not Know About
Many people out there do not know that their credit cards may come with other features besides just being able to pay for things with your credit card. Credit cards are not all evil, and some of them even come with great benefits that...
Understanding Credit Basics
Credit - The ability of a customer to purchase goods and avail services before payment, based on the trust that the payment will be made in future.
How to improve your score?
If you want to improve your credit score, follow the following tips.
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Four Myths and Facts About Credit Cards
According to NerdWallet, the average household in the United States has credit card debt of $15,607. That's a lot of debt, and many people are way above that number.
Some of this credit card debt is because people don't fully understand how to use their...
