Protect Your Financial Identity

Identity theft is a growing problem. You should consider taking a few steps in order to protect your identity when you shop online or even in person. I personally have had some things happen in the past happen to me where little pieces of my...

4 Tips To Pay Down Your Student Loans

Oh student loans. So many of us have them, right? You might have them, or maybe someone close to you has student loans and that's why you are reading this article. For me, I am all about paying down student loans as quickly as possible....

5 Ways to Manage Your Credit

Reputation is very important -- whether in your personal life, at work, or where your finances are concerned. Your credit score is your "financial reputation". The better your credit score, the more likely you are to get low-interest rates, loan packages, and higher credit card...

What If Credit Cards Aren’t For You?

On this blog, we talk about credit cards a decent amount. However, what if credit cards are not for you? There is no wrong or right way to handle your money. Some people are great with credit cards yet horrible with cash. Others are great...

Demystifying Four Credit Myths

There are many myths when it comes to your credit score and credit report. These myths will probably always float around in space somewhere, but if you are reading today's post and read my blog, then hopefully we can demystify these credit score and...

The Crazy Credit Catch-22

Remember Catch-22 and that ?damned if you do, damned if you don't? mentality? Well that is exactly how credit works these days. If you are responsible, pay off all your debts on time and live a relatively debt-free, all cash life, you can be penalized...

Things That Don’t Hurt Your Credit Score

When it comes to credit scores, there are a lot of myths out there floating around. Credit scores can sometimes feel like one of those things you might never fully understand, but it really does not need to be that way. Below are several...

Four Potential Credit Card Scams

When you're working to perfect your credit, beware of potential scams that can hurt you along the way. With new technology that is always getting better and smarter you need to be careful of the offers that you take advantage of or they may take...