Free Credit Scores
You are entitled to receive a free credit report one time each year as per the FCRA. However, there are many advertisements about ?free credit reports? that are not free at all. Most of these companies are selling credit monitoring services and many people...
Effortlessly and Easily Increase Your Credit Score
For many consumers the credit score is a mystery. They do not really know what is taken into consideration to determine a credit score and how it supposedly measures creditworthiness. Of course, we all know that it is important to pay bills...
Credit Scores For Free
For a long time now, consumers have been able to get a free copy of their own credit report one time each year from each of the three main credit reporting agencies, TransUnion, Experion and Equifax.
And that has led some consumers to mistakenly believe...
Marriage And Your Credit Score
Getting married is a big decision. There are so many different things to think about before you get married:
Will you have a big wedding?
Or, will you get married at a court house?
Do you know all financial-related information about your significant other? This can include...
The Highest Credit Score Possible
Today I saw an ad online for getting a credit report from one of those credit monitoring places. It had a flashy number of 923 showing on it.
Which is very ironic because there is no such thing as a 923 credit...
Why Married Couples Should Avoid Joint Credit Cards
I know, I know, till death do us part. You get married and you figure you will be married forever. You?ve created a partnership that will last forever so why shouldn?t you merge your personal finances with your spouses. At first that may seem...
Free Credit Score
While we have long been able to get a free credit report one time each year, typically we have had to pay a fee to get the really important information, the credit score.
But check this out.
You can get your free credit score along with...
Open A Credit Account For Nothing?
It depends upon your motives.
If you want a higher credit score one way to do it is to increase the debt to available credit ratio. You can do that by either
1. Paying down existing debt or?
2. Getting a higher credit...
