Essential Financial Solutions for Bad Credit
Even though bad credit?may seem stressful and costly, it is not eternal. However hopeless your financial situation may seem, there is always a way out. Most people underestimate the importance of clearing bad credit. Though it may seem unimportant at the moment, you will...
Repair Your Credit By Increasing Your Credit Scores
A credit score is a statistical analysis that is used to determine creditworthiness. It takes into consideration all of the information on a credit report including both positive and negative information and the amount of credit available compared to the amount of credit used...
Why Married Couples Should Avoid Joint Credit Cards
I know, I know, till death do us part. You get married and you figure you will be married forever. You?ve created a partnership that will last forever so why shouldn?t you merge your personal finances with your spouses. At first that may seem...
Free Credit Scores In Certain Instances
As a consumer, you have been entitled to get a free credit report from each of the big three credit reporting agencies one time per year for quite some time however, if you wanted the credit scores that go along with it you had...
Pay More Or Pay The Minimum?
Most people realize that if they pay the minimum payment on their credit cards that it may take years upon years to get it paid off. In fact, now that fact should be in plain view on every single one of your credit card...
Can A Large Balance Hurt Your Credit Score?
Even if you pay it off every month?
The short answer is?
Yes
Most banks only report one time per month and while a few may report less often, it is very rare that they will report more often.
Therefore, your credit report is probably...
How To Kill Your Credit Score
Interesting title, huh? I bet I got your attention with it! :)
There are a few things that you can do that will immediately kill your credit score, dips for 50 to 100 points or more depending upon where you started.
While you probably would never...
Marriage And Your Credit Score
Getting married is a big decision. There are so many different things to think about before you get married:
Will you have a big wedding?
Or, will you get married at a court house?
Do you know all financial-related information about your significant other? This can include...
