Credit Score Components and Mythologies
So if you pay all of your bills on time, you?ll have a great credit score, right?
Well, not exactly.
However, you do need to pay all of your bills on time. But that will only account for 35% of your score. The other 65% is...
How To Kill Your Credit Score
Interesting title, huh? I bet I got your attention with it! :)
There are a few things that you can do that will immediately kill your credit score, dips for 50 to 100 points or more depending upon where you started.
While you probably would never...
Improve Your Credit Scores With Credit Repair Strategies
There are steps that you can take that can remarkably improve your credit and even if you have relatively good credit you can take some strategic steps in credit repair and increase your credit scores.
When you have high credit scores you are able to...
Ways To Build Your Credit Without Credit Cards
If you are looking to build your credit, then you may be looking into the many different options that you have. If you don't want to apply for credit cards, then do not fear. There are other ways to build your credit without relying...
Repair Your Credit By Increasing Your Credit Scores
A credit score is a statistical analysis that is used to determine creditworthiness. It takes into consideration all of the information on a credit report including both positive and negative information and the amount of credit available compared to the amount of credit used...
Building Credit with a Credit Card
I found a great infographic the other day that I wanted to share (no, I am not affiliated with the creator of this infographic in any way). Many people each and every single day try to build up their credit score by using credit...
FICO Credit Scores
More than 90% of all banks and lenders use credit scores from one source, FICO. FICO is a synonym for the Fair Isaac Corporation, which has a proprietary method for establishing credit scores.
You can get online access to your credit...
Simple Ways to Improve Your Credit Score
Has your credit score dropped recently due to late payments? Or, have you maxed out all of your available credit? Having a low credit score is bad because anytime you apply for a new loan in the future you will either be turned down...
