How To Kill Your Credit Score

Interesting title, huh? I bet I got your attention with it! :) There are a few things that you can do that will immediately kill your credit score, dips for 50 to 100 points or more depending upon where you started. While you probably would never...

Ways To Build Your Credit Without Credit Cards

If you are looking to build your credit, then you may be looking into the many different options that you have. If you don't want to apply for credit cards, then do not fear. There are other ways to build your credit without relying...

Credit Score Components and Mythologies

So if you pay all of your bills on time, you?ll have a great credit score, right? Well, not exactly. However, you do need to pay all of your bills on time. But that will only account for 35% of your score. The other 65% is...

Building Credit with a Credit Card

I found a great infographic the other day that I wanted to share (no, I am not affiliated with the creator of this infographic in any way). Many people each and every single day try to build up their credit score by using credit...

Improve Your Credit Scores With Credit Repair Strategies

There are steps that you can take that can remarkably improve your credit and even if you have relatively good credit you can take some strategic steps in credit repair and increase your credit scores. When you have high credit scores you are able to...

Repair Your Credit By Increasing Your Credit Scores

A credit score is a statistical analysis that is used to determine creditworthiness. It takes into consideration all of the information on a credit report including both positive and negative information and the amount of credit available compared to the amount of credit used...

How Credit Reports and Credit Scores Can Affect Your Finances

If you want to repair your credit the initial step is to always get a copy of all three of the main credit bureaus credit reports. You can get one report from each of the bureaus for free at least one time per year...

Improve Your Finances And Increase Your Credit Score

The current economy has caused millions of people to struggle with bad credit. However, there are some valuable steps that you can take to improve your credit report, increase your credit scores and get back in a good financial place. If you look at your...