Re-aging Accounts As A Benefit For The Consumer

A little known credit repair and debt management technique that you may be able to put into practice is to have the creditor ?Reage? your account. This means that you get a written agreement with the creditor that resets the clock on your due...

Important Steps For Credit Repair

A high credit score is central for your fiscal life. In order to get any type of credit you need to have a excellent credit score. A good credit score will affect the interest rate that you get as well as whether you can...

Inaccurate Information Credit Repair Letter

If you have some inaccurate information that is not yours and you may find it is necessary to send some letters to the credit bureaus. Here is a sample of a credit repair letter for inaccuracies. You should always adjust the letter to your...

Valuable Information To Increase Your Credit Score

Most people know just how important a high credit score can be for a strong financial situation but the majority of people do not know all of the factors that are taken into consideration when determining a credit score. A credit score takes a...

Your Credit Rating and Bankruptcy

There is a prevalent myth out there that bankruptcy is bad, really bad. Not to say that?bankruptcy is good (of course it is not) but how bad is it really? The truth is that once you file bankruptcy, it can remain on your credit report for...

Beginning Steps To Better Credit Today

All too often having good credit is a necessary part of life. We all need to have good credit in order to qualify for mortgages, car loans and credit cards. However, for many of us past financial problems and times of financial...

Credit Restoration

When there is talk about credit repair and credit improvement oftentimes the talk focuses upon mistakes and the things that you can perhaps remove on your report that can improve it. But what about the things that you could include on your report...

Accurate Credit Listings And Credit Repair

It has been estimated that as many as 75% of all credit reports contain errors and inaccuracies. The FCRA is the Fair Credit Reporting Act and it was enacted back in 1979 to allow consumers the opportunity to dispute problems on their credit report...