Building Credit with a Credit Card

I found a great infographic the other day that I wanted to share (no, I am not affiliated with the creator of this infographic in any way). Many people each and every single day try to build up their credit score by using credit...

Repair Your Credit And Increase Your Credit Score

A credit score can turn out to be one of the most important numbers in your life, at least your financial life. A credit score is a numerical representation of your creditworthiness. It is based upon all of your past credit history, your current...

Please! Avoid These 5 Common Repair Credit Scams!

The Internet, Radio and TV, newspapers and magazines are running advertisements these days for credit repair services and many are scams. These scams often promise to magically erase your bad credit overnight. In reality, many of these so-called 'experts' will either overcharge you, involve...

Should You Repair Your Credit Yourself?

You absolutely have the right to repair your credit yourself. You can issue disputes on any questionable items for free and the credit bureaus will even provide the forms on their website to expedite the process. You do not need the assistance...

Crucial Considerations As You Repair Your Credit

Your financial peace of mind and stability are closely tied to your credit score. If it becomes necessary to borrow money for whatever reason it is nice to know that you have the ability to do it. Of course, most people require credit in...

How Valuable Is Credit Repair?

When was the last time you took a genuinely good look at your credit report? Many folks tend to pay no attention to their credit report fully until they happen to be rejected when applying for credit and they're not sure why. Then they...

Credit Repair The Easy Way

You can get back to good credit without really doing much beyond using your own common sense. It will take time and if there are mistakes and errors on your report, which unfortunately there probably are, it will not fix those but your...

How Consumer Credit Counseling Services Can Help You

Consumer Credit Counseling Services (CCCS), now called Apprisen Financial Advocates, is a nonprofit group that offers to help people solve their individual credit problems. Neighborhood branches of CCCS exist in most areas of the United States. You can contact CCCS in person, over the phone...