Positive Credit Repair For Your Financial Future

Very few people are able to go through life without having a credit problem or two. Right now with the current economic recession even more people are struggling with their credit. Unfortunately though, credit is often a very necessary part of life and most people...

Pay For Delete

Occasionally you may want to offer a settlement to a creditor or a collection agency in return for them to delete all of the information regarding the account. In that case, you must always be sure to get their promise in writing. ...

Credit Repair And Questionable Accounts On Your Credit

If you have issues showing on your credit report you can often get them removed by employing credit repair. Credit repair is useful to eliminate many problems from inaccurate or erroneous listings to information that is fraudulent from identity theft. Any information that is...

Your Credit Rating and Bankruptcy

There is a prevalent myth out there that bankruptcy is bad, really bad. Not to say that?bankruptcy is good (of course it is not) but how bad is it really? The truth is that once you file bankruptcy, it can remain on your credit report for...

Credit Repair And Three Surprising Benefits

When an individual tries to get a loan for a house or an automobile they are usually aware of how important their credit report and credit score can be. A lender can charge a higher rate or even deny credit altogether based upon...

Valuable Information To Increase Your Credit Score

Most people know just how important a high credit score can be for a strong financial situation but the majority of people do not know all of the factors that are taken into consideration when determining a credit score. A credit score takes a...

Are Secured Credit Cards Risky?

If you have a very poor credit score a secured credit card can help you increase it. You can apply for a secured credit card at your local financial institution or online. And the way it works is that you deposit a sum of money...

Collection Agencies And Your Credit

When a creditor has a difficult time collecting a debt they may turn to a collection agency to help them out. A collection agency is a business that works at pursuing payments on delinquent debts from an individual or a business....