Three Credit Repair Scams and Myths

There are many credit repair scams and myths out in the world right now. Besides the common scam of using a person who isn't even licensed or certified to help you (always search Illinois licenses before you choose), there are some other scary ones...

Essential Financial Solutions for Bad Credit

financial solutions for bad credit
Even though bad credit?may seem stressful and costly, it is not eternal. However hopeless your financial situation may seem, there is always a way out. Most people underestimate the importance of clearing bad credit. Though it may seem unimportant at the moment, you will...

Expand Your Job Opportunities By Repairing Your Credit

Very few people are aware of how important a high credit score can be when it comes to getting a job. For certain jobs out there, your credit score can get you a job, or it can possibly prevent you from getting a job...

Pay For Delete

Occasionally you may want to offer a settlement to a creditor or a collection agency in return for them to delete all of the information regarding the account. In that case, you must always be sure to get their promise in writing. ...

Fundamental Recommendations For Credit Repair

A high credit score is crucial for your financial life. In order to get any type of credit you need to have a good credit score. A good credit score will affect the interest rate that you get as well as whether you can...

Your Credit Rating and Bankruptcy

There is a prevalent myth out there that bankruptcy is bad, really bad. Not to say that?bankruptcy is good (of course it is not) but how bad is it really? The truth is that once you file bankruptcy, it can remain on your credit report for...

Myths And Truths About Credit Repair

In 1970 the Fair Credit Reporting Act or the FCRA was enacted. This law gives consumers the right to dispute any item showing on their credit report that may be inaccurate, incomplete, untimely, misleading, unverifiable, biased, ambiguous or unclear. This includes foreclosures, charge-offs and bankruptcies. The...

Six Biggest Credit Mistakes

The current economy has wreaked havoc on many people. Many people, even those who previously had stellar credit, have seen their credit scores plunge and they are still suffering the effects of bad times with bad credit. But there is hope. There are some things...