Credit Repair

If you have inaccuracies or problematic listings on your credit report, you may have considered the credit repair option. The Fair Credit Reporting Act or the FCRA was enacted back in 1979 to ?promote the fairness, accuracy and privacy of personal information on credit...

In 1970 the Fair Credit Reporting Act or the FCRA was enacted. This law gives consumers the right to dispute any item showing on their credit report that may be inaccurate, incomplete, untimely, misleading, unverifiable, biased, ambiguous or unclear. This includes foreclosures, charge-offs and bankruptcies. The...

The basis of most credit repair is the Fair Credit Reporting Act or the FCRA.? This law was enacted back in 1970 to protect consumers from inaccuracies and inconsistencies on credit reports.? This law enables consumers to dispute untruthful or inaccurate listings...

The current economy has wreaked havoc on many people. Many people, even those who previously had stellar credit, have seen their credit scores plunge and they are still suffering the effects of bad times with bad credit. But there is hope. There are some things...

You can get back to good credit without really doing much beyond using your own common sense. It will take time and if there are mistakes and errors on your report, which unfortunately there probably are, it will not fix those but your...

Many people have been struggling with bad credit lately. Therefore many more people are looking at credit repair solutions for their problems. As of late there have been many more credit repair organizations cropping up but not all of these are completely honest. Some...

Very few people are aware of how important a high credit score can be when it comes to getting a job. For certain jobs out there, your credit score can get you a job, or it can possibly prevent you from getting a job...

Sub-prime merchandise cards are a cost-effective and powerful tool to increase your credit limit and decrease your debt-to-credit ratio. Like the 'traditional' credit cards, these versatile cards report to one or more of the major credit bureaus each month. If you are interested in credit...