Three Credit Repair Scams and Myths
There are many credit repair scams and myths out in the world right now. Besides the common scam of using a person who isn't even licensed or certified to help you (always search Illinois licenses before you choose), there are some other scary ones...
You May Need To Repair Your Credit Eventually
Scenarios like this one play out in the United States everyday.
You are ready to buy a car. You are planning to finance it so you allow the dealer to run your credit report. He comes back and tells you that he cannot give you...
Fundamental Recommendations For Credit Repair
A high credit score is crucial for your financial life. In order to get any type of credit you need to have a good credit score. A good credit score will affect the interest rate that you get as well as whether you can...
Myths And Truths About Credit Repair
In 1970 the Fair Credit Reporting Act or the FCRA was enacted. This law gives consumers the right to dispute any item showing on their credit report that may be inaccurate, incomplete, untimely, misleading, unverifiable, biased, ambiguous or unclear.
This includes foreclosures, charge-offs and bankruptcies.
The...
Should You Dispute Bad Credit?
As young adults, we are taught many things. But one lesson most of us are not taught is something that will ultimately affect our entire lives.
Unless we learn the importance of earning and maintaining a good credit score, life can end up really hard....
Avoiding Fraud In Credit Repair With Guidelines From The FTC
Many people have been struggling with bad credit lately. Therefore many more people are looking at credit repair solutions for their problems. As of late there have been many more credit repair organizations cropping up but not all of these are completely honest. Some...
Credit Repair Solutions That Can Help You
Many people have seen a decrease in their credit scores in the past few years due to the ailing economy. Credit is often necessary for major purchases so many of these people may be interested in credit repair and how it can help them....
Positive Credit Repair For Your Financial Future
Very few people are able to go through life without having a credit problem or two. Right now with the current economic recession even more people are struggling with their credit.
Unfortunately though, credit is often a very necessary part of life and most people...