Be There Or Be Square

If you are a small business owner and you don?t have a storefront or even a website, no worries, no longer. Now you can take someone?s credit card for payment right from your very own smart phone. It's even a free app. Now it?s hip...

Credit Card Rate Reduction Scams

In these times of credit card and credit upheaval, of course, there are more and more scams against the public taking place. Today the Association of Settlement Companies or TASC, the leading trade association for the debt settlement industry, has offered a warning for consumers...

How Europe is Responding to the Weakness of the European Monetary Union

If you turned on the television or opened a newspaper today, you would find little discussion of the problems facing the Eurozone. Although the repeated financial crises that have afflicted Europe over the last few years have made their splash in the mainstream media,...

Keeping Up The Fees

With the recent enactment of CARD and the fact that fewer and fewer people are using the credit cards they already have or applying for new ones, the credit card issuers and banks are scrambling to keep the profits up and the fees rolling...

Credit Card Fees

A recent article in USA today caught my eye. "Latest Bank Fee Is For Paying Off Your Credit Card On Time Every Month". Apparently some banks are now starting to charge annual fees for inactivity, meaning that if you have a card but you don't use...

Debt Cancellation

You may be tempted to take advantage of the offer you get with some credit cards that claims to eliminate your credit card debt if you become unemployed or disabled. However, when something sounds too good to be true, it probably is. Check out this interesting...

Jobs And Credit Scores….Again

The top three credit reporting agencies, Equifax, Experian and TransUnion all deny that their credit report products are being used for employment screening. However, numerous reports are in conflict with that information. Check out this video from financial expert, Jim Lacamp as he explains how...

A CARD Anniversary

The Credit Card Accountability, Responsibility and Disclosure Act or the CARD Act is now 1 year old. While the most sweeping changes of the law did not go into effect until February 22, 2010 the law itself went into effect in May 2009. More...