Credit Card Company Tactics

The credit card companies have a mission, to make money, no matter what. Even though now Congress has passed both the Dodd-Frank financial ?reform? law and the Credit Card Accountability, Responsibility, and Disclosure or CARD act of 2009, credit card companies are still up to...

Beware Of The Interest Rates On Store Credit Cards

If you must use them at all, that is. Store credit cards are much more detrimental to your credit score than the typical credit card. After all, 10% of your score is determined by the type of credit that you have. The credit bureaus don't...

Kardashian Card Is History

The debit card that was targeted towards teens and had the likeness of the Kardashian sisters on the front has been withdrawn from the market. 250 consumers bought the MasterCard-branded ?Kardashian Kard? since it was launched on November 9 and these people...

Credit Cards No Longer A ?Rainy Day? Option

In between now and February 20, 2010 when the new credit card regulations take effect, the credit card companies are making changes that could end up costing you much more on the balances and credit terms that you now have. Some credit card companies are...

Spending Up But Debt Down

Credit card spending is up this year over the same time as 2009 indicating a bit more confidence from consumers; however, credit card debt has dropped to the lowest level in eight years. The last time spending was up was the third quarter of 2008...

Auto Lenders Loosening Up Lending

Auto lenders are responding to the bad economy by loosening up a bit. More and more people with problematic or blemished credit are able to get car loans these days, and that is especially true with the new-car loans. The average amount financed on vehicle purchases...

Any New ?Number? For Credit Repair Is A Scam

The latest credit repair and identity theft scam to hit the Internet is companies selling ?dormant? or unused Social Security numbers as a way to establish a new credit file. And they?re not calling them Social Security Numbers but rather ?CPN?s? for credit profile,...

Get The Job You Want By Repairing Your Credit

Did you know that bad credit could keep you from getting the job you want? Most individuals realize the importance of having good credit when it comes to applying for loans; on the other hand, few persons realize that a high credit score can change...