A Guide to Sharing a Credit Card with Your Partner

There are many different financial products you can apply for jointly with your partner or spouse, such as bank accounts and savings accounts for example. However, it isn?t actually possible to apply for joint credit cards, as these do not technically exist. What you can...

Advantages and Disadvantages Of Getting A New Credit Card

If you need to improve your credit score you may consider adding in a new credit card. Or not. There are actually some advantages and disadvantages. Either way if you add in a new credit card you must be responsible with...

Limits On Credit Card Penalty Fees?

Have you ever made a small mistake with your credit card, for example, being late on a $20.00 minimum payment, and then to make matters worse the bank hits you with a $39.00 late fee? Excessive late fees have long been a common consumer complaint....

Final Rules For Credit Card Act

On Tuesday, January 12, 2010 the Federal Reserve Board approved the final rules amending Regulation Z also known as Truth in Lending in order to implement the provisions of CARD or the Credit Card Accountability Responsibility and Disclosure Act of 2009, which will become...

Credit Card Debt And Delinquencies Decline

In some good news for the personal economy of many people,credit card debt declined for the 13th month in a row in October 2009. Credit card delinquencies are also on the decline.