How To Choose The Right Credit Card

When it comes to choosing a credit card, it is easy to get overwhelmed by the numerous options being offered by many different providers. Knowing which is the right kind of credit card for you and working out which one has the best benefits...

Credit Card Mistakes To Avoid

Some think credit cards are a necessity and they abuse them. In fact quite often they use them to support their lifestyle on a daily basis. Others use their credit cards wisely and are very careful when it comes to charging their purchases. Which...

Credit Card For Bad Credit

If there has been any lesson that has been almost universally learned in the past few years it is that very few people are immune to financial problems. Even people who had always had stellar credit in the past have seen their credit scores plummet...

Life Without Credit Cards

Cash or credit card?
Is it possible to go through life without ever having any credit cards? Some people use credit cards everytime they make a purchase. Others may only use their credit cards for big ticket items. And some people never use a credit card. In fact some...

Credit Card Debt And Delinquencies Decline

In some good news for the personal economy of many people,credit card debt declined for the 13th month in a row in October 2009. Credit card delinquencies are also on the decline.

4 Signs Credit Cards Aren’t For You

Credit cards are not for everyone. That is not a surprise. Credit cards can lead to debt, high interest fees, wasted money, loads of stress, and more. So, if credit cards are not for you, then you may want to look into ditching and...

How To Make Sure You Use Credit Cards Correctly So That You Don?t Go Into Credit Card Debt

The other day I published the article 6 Reasons You Should Look Into Getting Your First Credit Card. Even though I am all for credit cards, I know and understand that many people misuse them. Misusing credit cards can lead to debt, stress, money...

Building Credit with a Credit Card

I found a great infographic the other day that I wanted to share (no, I am not affiliated with the creator of this infographic in any way). Many people each and every single day try to build up their credit score by using credit...