Understanding Credit Basics

Credit - The ability of a customer to purchase goods and avail services before payment, based on the trust that the payment will be made in future. How to improve your score? If you want to improve your credit score, follow the following tips. Subscribe to...

Credit Card For Bad Credit

If there has been any lesson that has been almost universally learned in the past few years it is that very few people are immune to financial problems. Even people who had always had stellar credit in the past have seen their credit scores plummet...

Four Myths and Facts About Credit Cards

According to NerdWallet, the average household in the United States has credit card debt of $15,607. That's a lot of debt, and many people are way above that number. Some of this credit card debt is because people don't fully understand how to use their...

How To Make Sure You Use Credit Cards Correctly So That You Don?t Go Into Credit Card Debt

The other day I published the article 6 Reasons You Should Look Into Getting Your First Credit Card. Even though I am all for credit cards, I know and understand that many people misuse them. Misusing credit cards can lead to debt, stress, money...

Credit Cards & Dependency Issues

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Are you a shopaholic? Do you love to go around the mall, try new outfits, get your hands on the latest gadgets, but everything you like? With this spending addiction becoming so common amongst the youngsters, everybody is seen swiping their credit cards. Swipe...

5 Smart Ways to Reduce Your Credit Card Interest

Credit card
Credit cards are great when used as a financial tool. Most credit card companies make money due to the user being uninformed about the billing process. You can avoid almost 100 percent of interest on your credit card by knowing what factors they consider before billing...

A Guide to Sharing a Credit Card with Your Partner

There are many different financial products you can apply for jointly with your partner or spouse, such as bank accounts and savings accounts for example. However, it isn?t actually possible to apply for joint credit cards, as these do not technically exist. What you can...

5 Great Reasons to Use a Credit Card

Credit Cards
These days there are so many great reasons why you should use a credit card instead of cash when you shop for pretty much anything. Many of these reasons are highlighted on your credit card agreement. You just need to take a look at the...