Should You Use Department Store Credit Cards?
Do you apply for, and use, department store credit cards? Do you think there are any advantages or disadvantages to using them?
Some of the disadvantages really only apply to people who are unable to pay their amount owing in full each month. Why? Because...
How To Make Sure You Use Credit Cards Correctly So That You Don?t Go Into Credit Card Debt
The other day I published the article 6 Reasons You Should Look Into Getting Your First Credit Card. Even though I am all for credit cards, I know and understand that many people misuse them. Misusing credit cards can lead to debt, stress, money...
6 Reasons You Should Look Into Getting Your First Credit Card
There are many positives and benefits to having a credit card, and credit cards are what I use to make almost all of my transactions. I hardly ever use cash because I just do not see the benefits of using it. Instead for me,...
Why Mobile Credit Card Systems May Not Be Replacing Wallets Yet
Forbes was not joking when they presented the statistics on how many people are making purchases on their mobile phones nowadays. According to a recent article, over 17 percent of sales made over the Black Friday and Cyber Monday weekend are made using mobile...
4 Signs Credit Cards Aren’t For You
Credit cards are not for everyone. That is not a surprise. Credit cards can lead to debt, high interest fees, wasted money, loads of stress, and more. So, if credit cards are not for you, then you may want to look into ditching and...
Four Myths and Facts About Credit Cards
According to NerdWallet, the average household in the United States has credit card debt of $15,607. That's a lot of debt, and many people are way above that number.
Some of this credit card debt is because people don't fully understand how to use their...
Credit Card Features You May Not Know About
Many people out there do not know that their credit cards may come with other features besides just being able to pay for things with your credit card. Credit cards are not all evil, and some of them even come with great benefits that...
Building Credit with a Credit Card
I found a great infographic the other day that I wanted to share (no, I am not affiliated with the creator of this infographic in any way). Many people each and every single day try to build up their credit score by using credit...
