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Credit Cards & Dependency Issues

Are you a shopaholic? Do you love to go around the mall, try new outfits, get your hands on the latest gadgets, but everything you like? With this spending addiction becoming so common amongst the youngsters, everybody is seen swiping their credit cards. Swipe and pay! You don’t have money? It is okay, the credit card will manage the situation. Take the new shoes home, you can pay the money later when your back account shows some figures. It is good thing but, isn’t it? NO. Because every time you swipe your credit card (and you not have adequate ...
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Saving Money Like A Pro – Things To Cut Down From Your Budget

Every professional was once a beginner. Irrespective of your level of mastery in savings, by the time you’re done reading this article, I’m sure you must have had a slight or a massive upgrade towards becoming a pro in saving money. Don’t turn your back on me now, this article isn’t as sober as it sounds! I shall preach to you the art-o-money-saving in brief and a tad bit of fun, you have my word. Now, one of the key courses you need to get an A+ on for acquiring a Masters degree in money-saving is things to cut down from your budget. To ...
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5 things to consider before buying anything important

Everyone likes to purchase. Some people do shopping for necessity and some do it for enjoyment. Whatever is the purpose of your shopping, you should ask yourself a few questions before finalizing any purchase. Before making any purchase keeps these factors and questions in mind. Is this going to make my life easier? This is one of the most important questions to ask you before making any purchase. If I think the purchase I am going to make is not going to be useful to me some time later, I quickly put it out of my mind. However, we all enjoy finding ...
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Cutting Your Cell Phone Bill

It is hard to believe but our cell phones can officially be classified as essential items. A large number of the global population own one. This is why many people willingly pay the costs that accompany owning a cell phone. Now that phones are also used to surf the web, this is just one more expense that you have to pay. There are a few ways that you can utilize to ensure that you pay less on your cell phone bill. With just a few changes to your existing plan you will be able to save yourself a great deal of money. Here are some techniques that ...
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Why You Should Always Be Prepared for Unemployment

Good, steady and well paying jobs are extremely hard to find these days. Keeping said stable jobs is yet harder. Our economy is in a pretty dire state and because of that unemployment is a problem is a problem that’s raging. Capable and competent people often find themselves without a job – or with a job that’s not meeting their basic requirements – more often than we can anticipate. Companies find it difficult to support all their workers when faced with low sales and high expenditure, that’s why they have to cut down on the number of ...
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6 Everyday Things you can save Money on

Unnecessary expenses in our everyday lives can put a lot of pressure on our finances. We are often lured to spend excess money on luxuries we can barely afford but don’t really have much use for. Sometimes we buy things just because they look shiny or we feel good about owning them. The problem with spending money in this way is that it drains out our savings and leaves us with little to spend when we really need to. Maybe you have a set budget and you spend frugally on major expenses. But even you might look at your latest bank statements and ...
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This Christmas, More Of Us Want Meaningful Things And Not More Stuff And That’s A Good Thing

Christmas is almost here and as usual, the festive frenzy is hitting fever pitch with each passing day. The economy has been tough on retailers this year, but it hasn’t stopped them from rolling out their annual high budget advertising campaigns . Turn on your television, and there they are. Christmas ads. In your inbox, on the radio, on every billboard where you live. There’s no avoiding retailers tempting you to spend your money. However, more people are beginning to see through the futility of buying material gifts every Christmas. Most ...
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Black Friday VS Cyber Monday – Battle of the Discounts

As the battle for early Christmas sales begins on Black Friday and Cyber Monday, and with the popularity growing in the UK for these ‘American Imports’, an online voucher code website looked to see where and why it all started. They also looked to see which the biggest day last year was for sales in the US and the UK, and how retailers are planning this year’s events to make the most of these key shopping days. Investigating further www.MyVoucherCodes.co.uk explored where both Black Friday and Cyber Monday days originated, they also looked ...
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