Why is it Important for You to Build a Personal Budget for the Month

Budget
Are you over-spending? Do you not get to know how much of the cash you end up spending after you withdraw money from the ATM? Do you feel like your money is constantly flying out of your pockets and you have no clue where?...

Four Myths and Facts About Credit Cards

According to NerdWallet, the average household in the United States has credit card debt of $15,607. That's a lot of debt, and many people are way above that number. Some of this credit card debt is because people don't fully understand how to use their...

7 Money Habits You Need to Quit Right Now

Working capital
Have you ever felt confused where all your money goes at the end of the month? Does the word ?Spending? look brighter than the word ?Saving?? Are you lousy when it comes to managing your money? Well, this list will help you figure out...

Why You Should Always Be Prepared for Unemployment

Good, steady and well paying jobs are extremely hard to find these days. Keeping said stable jobs is yet harder. Our economy is in a pretty dire state and because of that unemployment is a problem is a problem that?s raging. Capable and competent...

Treat Yourself to a Night out While Staying Within Your Budget

Saving money can be a difficult proposition for most people, but the fact remains that putting your earnings into some sort of savings account is good. Maintaining good financial health pays off in the long run, especially when you are looking to make large...

Cutting Your Cell Phone Bill

It is hard to believe but our cell phones can officially be classified as essential items. A large number of the global population own one. This is why many people willingly pay the costs that accompany owning a cell phone. Now that phones are...

What You Need To Know About Penny Stocks

I recently was watching the movie Wolf of Wall Street, and in that movie they talk a lot about penny stocks. Many people don't know much about penny stocks, and I wanted to talk about it a little bit more since it's something that...

4 Signs Credit Cards Aren’t For You

Credit cards are not for everyone. That is not a surprise. Credit cards can lead to debt, high interest fees, wasted money, loads of stress, and more. So, if credit cards are not for you, then you may want to look into ditching and...