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What to do When There is More Month than Money

We have all experienced it at one time or another… being completely broke and not even able to find any loose change under the cushions on the couch. It doesn’t matter if the situation is due to mismanaging money or if it is self–imposed, it sucks either way. If you happen to find yourself in a similar situation, there is no need to panic. You will be able to get through it easily enough with a few of these tips. Get a Loan You might not need to go to your bank and take out a massive loan. If you only need a few bucks to tide you over until ...
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Most Effective Budget Tips for New Entrepreneurs

Entrepreneurship is all about managing a business. And a business runs on a fixed budget. Managing the finances is one of the major tasks in running a business and to be successful every new entrepreneur must know a few business essentials listed below. Separate your personal and business expenses This is very important because if your personal and business expenses get mixed up then it will become impossible for you to calculate how much input the business needs and how much profit it is generating. Maintain records Even the minutest detail ...
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Should you be Paying Rent or Buying a House?

With growing job opportunities in the cities these days, the need to find a stable settling is an absolute necessity. So should you rent an apartment or buy yourself a house? The answer to this question isn’t common wisdom of experience, but the solution lies more on the economical side. While the idea of owning your own little backyard, or a side porch may sound exciting, how are you supposed make this big financial decision? Let us help you out a bit! Owning a house is a big commitment. Even though once you’ve paid your mortgages, you’re ...
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7 Money Habits You Need to Quit Right Now

Have you ever felt confused where all your money goes at the end of the month? Does the word “Spending” look brighter than the word “Saving”? Are you lousy when it comes to managing your money? Well, this list will help you figure out what financial blunders you’ve been making all this while, assuming them to be just little bad habits you can’t seem to get over. Emotional SpendingI broke up with my boyfriend, so let’s go shopping and buy over-priced clothes to feel better. Of course, shopping can fix almost anything these days, what ...
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Why is it Important for You to Build a Personal Budget for the Month

Are you over-spending? Do you not get to know how much of the cash you end up spending after you withdraw money from the ATM? Do you feel like your money is constantly flying out of your pockets and you have no clue where? Do you have to run to your parents or friends every time you are short of money? If you are sloppy and irresponsible when it comes to money, read along to realize how money management can change your life. Understand your spending habits- how much do you earn, how much are you spending on the necessities, how much are you saving ...
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Credit Cards & Dependency Issues

Are you a shopaholic? Do you love to go around the mall, try new outfits, get your hands on the latest gadgets, but everything you like? With this spending addiction becoming so common amongst the youngsters, everybody is seen swiping their credit cards. Swipe and pay! You don’t have money? It is okay, the credit card will manage the situation. Take the new shoes home, you can pay the money later when your back account shows some figures. It is good thing but, isn’t it? NO. Because every time you swipe your credit card (and you not have adequate ...
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Saving Money Like A Pro – Things To Cut Down From Your Budget

Every professional was once a beginner. Irrespective of your level of mastery in savings, by the time you’re done reading this article, I’m sure you must have had a slight or a massive upgrade towards becoming a pro in saving money. Don’t turn your back on me now, this article isn’t as sober as it sounds! I shall preach to you the art-o-money-saving in brief and a tad bit of fun, you have my word. Now, one of the key courses you need to get an A+ on for acquiring a Masters degree in money-saving is things to cut down from your budget. To ...
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5 things to consider before buying anything important

Everyone likes to purchase. Some people do shopping for necessity and some do it for enjoyment. Whatever is the purpose of your shopping, you should ask yourself a few questions before finalizing any purchase. Before making any purchase keeps these factors and questions in mind. Is this going to make my life easier? This is one of the most important questions to ask you before making any purchase. If I think the purchase I am going to make is not going to be useful to me some time later, I quickly put it out of my mind. However, we all enjoy finding ...
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