Improving and repairing your credit is completely useless if you don?t maintain it afterwards.
The most important thing for your own financial solvency is not getting better credit or reducing your debt, or being able to get a mortgage or a car loan but the most important thing is to manage your own money. Know exactly what you have coming in, going out, in savings, investments and more.
Check out Mint.com for a free online money management tool. Make your budget work for you.
