Do you have a big goal that you would rather save for instead of using credit? Say, perhaps a new computer, smartphone, car or house?
Well how much do you need to save and how long will it take you?
If you start with a plan, you may be more likely to reach your goal.
Check out this Savings and Goals Calculator and it will tell you exactly how much you need to save in order to reach you goal exactly when you want it.
