When you have bad credit your life can be difficult. You are often charged much higher interest rates and down payments if you can get credit at all.
However, if you want to rebuild your credit it is a good idea to start re-establishing credit in one way or another, however, especially if you have bad credit you need to be very concerned with the fine print.
Make sure that you know about every fee as there are sometimes set-up fees, annual fees and even monthly maintenance fees along with higher interest rates.
Before getting any type of new credit, make sure you are fully aware of all of the fine print.
And, shop around for the best credit for you.