List/Grid Monthly Archives: June 2019

Best First-Time Home Buyer Programs

Buying a home for the first time in your life feels amazing. There are some government and non-government aid programs to help you get your first home for an affordable price. Some of the programs listed below don’t even ask you for a down payment. Isn’t that amazing?  Here are the 5 best first-time home buyer programs. 1) FHA Home Loan Program FHA is one of the best first time home buyer program issued by an FHA-approved lender. FHA(Federal Housing Administration) is a government organization which ensures the loan ...
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mortgage lender

Best Mortgage Lenders for First Time Home Buyers of 2019

A mortgage is a loan provided by a bank or a financial organization to home-buyers. While you are paying back the loan, the bank keeps your house as collateral. That means, if you are unable to pay back the loan, the bank has legal rights to take possession of your house.  This process can seem stressful for a first-time home buyer. And often it is complicated as the bank does not provide counseling to the first time home buyers. But I have listed a few banks and financial organizations in America that are known for their customer ...
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Hire graduates

5 Reasons Why Employers Hire Fresh Graduates

Getting a stable job has never been this difficult. Fresh graduates join their college thinking they are going to land a job the day they walk out. But everyone knows the reality. Very few people get placed just after finishing college. Others have to struggle and work really hard just to get an interview. This is mainly due to employers preferring to only hire fresh graduates. The best ones get selected and the average students end up disappointed and heartbroken. But by knowing what exactly these employers are looking for, you can make yourself ...
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Credit card

5 Smart Ways to Reduce Your Credit Card Interest

Credit cards are great when used as a financial tool. Most credit card companies make money due to the user being uninformed about the billing process. You can avoid almost 100 percent of interest on your credit card by knowing what factors they consider before billing you. Read further to know how keeping your average daily balance high can get you out of debt. Here are the 5 smart ways to reduce your credit card interest. 1) Convert to EMI Don’t hesitate to convert your credit card dues to EMI due to the additional charges that come ...
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