List/Grid Monthly Archives: January 2016

Saving and Pre-saving

Saving more and saving better, experience shows that not everyone understands the concept of saving furthermore, people do not know the enemy lies in your own home. The biggest obstacle to overcome to achieve your financial goals is the individual. Humans are biologically designed to seek an immediate reward and not think long term. This pattern has been established for thousands of years and to alter away from such a embedded thought process requires great effort, determination and willpower. In 1972 Stanford University in California conducted ...
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6 Everyday Things you can save Money on

Unnecessary expenses in our everyday lives can put a lot of pressure on our finances. We are often lured to spend excess money on luxuries we can barely afford but don’t really have much use for. Sometimes we buy things just because they look shiny or we feel good about owning them. The problem with spending money in this way is that it drains out our savings and leaves us with little to spend when we really need to. Maybe you have a set budget and you spend frugally on major expenses. But even you might look at your latest bank statements and ...
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