List/Grid Monthly Archives: April 2014

Do You Need Credit Maintenance?

Maintaining a favorable credit score is important to your financial existence. There are people who experience a bad credit score report because of neglect as well as improper statement reviewing. There are even others who experienced the process of fixing their credit and somehow managed to preserve good credit after. If you do not wish to ever need a credit repair, a good credit score maintenance is actually advisable. Fortunately, simple steps might help one in proper maintenance of a good credit. The Significance of a Good Credit History Credit ...
Read more »

The Myths And Other Common Mistakes About Credit Repair

A better credit score is possible for anyone but one must take concrete steps in order to actually make significant improvements. However, there are some common mistakes that many people make due to the many prevalent myths about credit repair. But with the right strategies anyone can repair their credit. It can be a mistake to wait to make repairs to your credit. You probably need to have a steady income so that you can maintain the repairs that you make but you probably should not wait for credit problems to pass. Start by paying down your debt ...
Read more »

How To Choose The Right Credit Card

When it comes to choosing a credit card, it is easy to get overwhelmed by the numerous options being offered by many different providers. Knowing which is the right kind of credit card for you and working out which one has the best benefits overall is no easy task when wading through stacks of information booklets and pages online. The process doesn’t have to be difficult, though, and there are a handful of things you should take into account and look for when carrying out your research. Obviously, it would be best to apply for credit card ...
Read more »

Improve Your Credit Scores With Credit Repair Strategies

There are steps that you can take that can remarkably improve your credit and even if you have relatively good credit you can take some strategic steps in credit repair and increase your credit scores. When you have high credit scores you are able to qualify for credit and you are typically given the best terms and lowest interest rates also. Credit repair is a process of maximizing your credit strengths in order to get the highest credit scores. You can dispute inaccurate or erroneous information and get it removed from your credit report and there ...
Read more »

Things That Will Get Your Credit Application Denied

There are many people out there who try to avoid credit as much as they can. However, in some instances, having credit can be a lifesaver and can actually help you out a lot. There are many things that you need to think about if you want to get your credit application accepted. Here are different things that might lead to you getting your credit application denied: · Low Credit Scores. Your credit score is a compilation of your history, your debt to available credit ratio, your credit mix and other things. There are things you can do to improve ...
Read more »

How Accurate Credit Listings Affect Credit Repair

If you have inaccuracies or problematic listings on your credit report, you may have considered the credit repair option. The Fair Credit Reporting Act or the FCRA was enacted back in 1979 to “promote the fairness, accuracy and privacy of personal information on credit reports”. This law also allows consumers to dispute information on their credit reports, which is important because it is estimated that as many as 75% of all credit reports contain inaccuracies and erroneous credit. You can dispute errors on your credit report and the lenders ...
Read more »

Your Rights When It Comes To Credit Repair

Even when the problems showing up on your credit are completely inaccurate and untruthful, submitting the disputes and waiting for the answers can be a daunting process. Credit repair can take valuable time and it can be frustrating. How do I file a dispute? You can complete credit repair and issues disputes towards your credit on your own or you can hire a professional to assist you. Many people don’t have the time and are not confident enough in their own expertise so they choose to employ a professional. There may be people however, who will ...
Read more »

Steps For Buying A New Home

Buying a new-to-you home can be a long process, but if you know the steps then it may make the process a little less stressful for you. Make a budget for yourself. Yes, the mortgage company will pre-approve you for a certain amount, but you should make a realistic budget about what you can ACTUALLY afford. The mortgage company usually pre-approves potential homeowners for more than they can actually afford, so keep this in mind. I remember when I first applied for a mortgage, I think I was making around $25,000 a year, yet I was approved for a $150,000 ...
Read more »

Top of Page

Copyright © 2009 to 2019 by 724Credit. All rights reserved.