With or without permission?
Did you know that a collection company who is trying to collect a debt from you can access your credit report without your permission?
They do it to try to get accurate information about you, like your current address.
Potential employers can also access your credit report, in most states anyway. However, you need to grant them permission.
And insurance companies. Because of course, it stands to reason that if you lost your job and got bad credit that you are a high insurance risk, more likely to file a claim, right? Wrong!! Wrong on so many levels. However, there are some states that are trying to eliminate this practice.
Utility providers. Yes, they need to know just how much of a deposit they can force you to pay. Bad credit, higher deposit.
Landlords. Of course, you have to give them permission also.
And others. The credit bureaus are in the profit business so who knows who can and will access your credit report in the future.
Related posts:
- Why You Need To Know Your Credit Report A smart consumer will get a copy of their up-to-date...
- Checking Your Credit Report Is Important Few people realize the importance of checking their own credit...
- Freezing Your Credit Report Now it is possible for anyone in the United States...
Comments on this entry are closed.