Personal Finance

Protect Your Credit Card

January 28, 2011

We all try to watch our accounts and protect our credit but credit cards can easily fall into the wrong hands. Check out this article about protecting your credit cards from the wrong people. It only makes sense but it bears repeating as often we are actually the ones who allow our identities to be [...]

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New Or Used?

January 27, 2011

Conventional wisdom has long been that when you buy a new car it loses value as soon as you leave the lot. And that is probably still true. However, there may be some distinct advantages of buying a new car rather than a used model these days but only if you plan on financing the [...]

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Double Dip In The Housing Market

January 26, 2011

Housing prices in many cities across the nation are at their lowest level in years. And while everybody has a theory as to why and the comments on the Internet have people blaming the banks, the homeowners, the legislature, the government, the truth probably lies somewhere in the middle. The fact is that is will [...]

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Credit Restoration

January 25, 2011

When there is talk about credit repair and credit improvement oftentimes the talk focuses upon mistakes and the things that you can perhaps remove on your report that can improve it. But what about the things that you could include on your report to make it better? What if you had an account that you [...]

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Last In Line, First To Buy?

January 24, 2011

We may not want to believe it but a current study indicates that people with last names that start with the letters from the last part of the alphabet are more likely to jump on the bandwagon and buy something first “before they’re all gone” than people with names that start with letters that come [...]

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Not To Early To Think About Your Taxes

January 20, 2011

Even though you have until April 18 this year because of some obscure holiday, it is still not to early to consider filing your taxes. Don’t wait for the mail because this year you won’t get it. The IRS has confirmed that they will no longer mail paper tax packages including the instruction booklet, Publication [...]

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Was “Flip That House” A Sign Of An Upcoming Mortgage Crisis?

January 14, 2011

In a 2005 meeting between economists and then Federal Reserve Chairman Alan Greenspan as the housing market was continuing to inflate a chief economist named David Stockton remarked about how he had come across a television show where the “gist of the show was that with some spackling , a few strategically placed azaleas and [...]

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Will 2011 Be The Peak Of The Foreclosure Crisis?

January 13, 2011

Real Estate analysts from RealtyTrac Inc. are predicting that 2011 will be the height of the Real Estate crisis with an expected 1.2 million homes being repossessed. Lenders are poised to take back more homes than at any other time since the crisis began in 2006. At this time there are 5 million borrowers who [...]

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Top Tips For Better Credit

January 12, 2011

Pay your bills on time. No brainer there but the surest way to quickly get bad credit is to miss a payment or be late. Don’t go near the max. Your maximum credit limit that is. Try to keep your debt below 20-25% of the credit that is available for you. Your debt to available [...]

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Free Credit Score

January 10, 2011

What used to cost you $15.95 is now free. As of January 1, 2011 lenders will be required to tell you the reasons why you may have been charged a higher interest rate and most commonly this is because of your credit score. For many years consumers have been able to receive free copies of [...]

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