debt

Debt Collectors Harassing You?

December 3, 2010

What are the rules for debt collecting? What can you do if you are being harassed? Check out this video fromFox Businessfor some good info. Tweet

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Debt Consolidation Loans To Repair Credit

November 1, 2010

A debt consolidation loan may be one way to help you reduce your debt load and more quickly repair your credit. Typically, a debt consolidation loan will combine several loans into just one giving you just one monthly payment. Often this monthly payment is less than the combined monthly payments on the loans before the [...]

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Credit Card Debt Has Drastically Increased

October 8, 2010

Sorry to say, through the years, increasing numbers of people have become victims of enormous credit card debts they will probably never receive money off. It’s a shame to understand that so many people feel they NEED so many things but realize the only way that they could possibly get those things is to apply [...]

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Debt Consolidation To Solve Or Improve Problematic Credit

July 23, 2010

If you have bad credit and you are considering bankruptcy, you may want to look into debt consolidation, debt settlement programs and credit counseling services. These may be viable options to consider. Debt consolidation generally involves getting one loan and paying off your other debts with the proceeds. The benefit is rather than having a [...]

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The Good, The Bad and The Ugly

July 20, 2010

Debt collection is difficult. Apparently on both sides. Read about the black hearts, threats, regrets and triumphs of former debt collectors at “Confessions of Former Debt Collectors”. Tweet

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No Kidding?

May 4, 2010

A recent article over at lifehacker.com states that a recent survey found that in recent years debt-related stress is higher than before and also that people with higher stress caused from indebtedness were more likely to experience health problems than others. And this is news? Stress from debt causes health issues? No kidding? Among the [...]

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No Credit Card Bailout

March 24, 2010

You may have seen or heard advertisements about a “credit card bailout” that is designed to help individuals with problematic credit card debt get some relief. These ads seem to be popping up all over and they must be successful because more and more of them are showing up. But here is a newsflash for [...]

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DOFD Or Date Of First Delinquency

March 19, 2010

If your old credit card debt has been charged off by the original lender but subsequently sold to a collection agency the new collection agency may change the last active date to the time that they procured the bad loan. However, that does not change the DOFD of the Date of First Delinquency. The last [...]

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What About Debt Settlement?

March 8, 2010

“It’s a secret they’ve kept from you” “You Can Settle Your Debt For Pennies On The Dollar” “Stimulus Plan Knocks Out Credit Card Debt” You’ve seen the ads plastered all over the Internet. So can you really settle your debt for pennies? Well, yes and no. First off it’s not that easy. You can’t just [...]

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Beware Of Your Online Presence

February 2, 2010

Millions of people are on the social networking sites. Facebook and Twitter are among the most visited sites on the web. However, you need to consider your privacy settings and be careful of what you post and who can see it. Identity theft can be a problem but also social networking sites make it easier [...]

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