debt validation letter

Fighting The Debt Collectors

April 28, 2010

If debt collectors are harassing you, you need to realize that there are laws to protect you from unscrupulous practices. The Fair Debt Collection Practices Act prohibits many of the most egregious infractions. Right now there are more and more people taking advantage of this law and actually suing and winning over debt collectors, especially [...]

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Why You Should Dispute Bad Credit

January 21, 2010

As young adults, we are taught many things. But one lesson most of us are not taught is something that will ultimately affect our entire lives. Unless we learn the importance of earning and maintaining a good credit score, life can end up really hard. Not all bad credit marks are necessarily your fault though. [...]

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Improve And Repair Bad Credit

December 17, 2009

For most people in life the major financial purchases like buying a house or a car require credit. Of course, in order to be approved for credit you must have a good credit score. Life and finances both tend to be less expensive and much easier when you have a good credit score. But what [...]

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Make The Collection Company Validate The Debt

December 2, 2009

A collection agency is a second party (rather than the original creditor) who has been authorized by the original creditor to try to collect the debt. There are various ways a collection agency may get the debt, however that goes off on a different tangent and should be in a different post. But think about [...]

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Inaccurate Information Credit Repair Letter

December 2, 2009

If you have some inaccurate information that is not yours and you may find it is necessary to send some letters to the credit bureaus. Here is a sample of a credit repair letter for inaccuracies. You should always adjust the letter to your own circumstances (for example, if you were not turned down for [...]

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Questionable Debts And Debt Validation Letters

November 30, 2009

If a debt collector is hounding you about a questionable debt, under the Fair Debt Collection Practices Act, you can request the debt collector to send proof of the debt. This process is referred to as debt validation. See the sample debt validation letter at 724credit. Tweet

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