Credit

Protect Your Credit Card

January 28, 2011

We all try to watch our accounts and protect our credit but credit cards can easily fall into the wrong hands. Check out this article about protecting your credit cards from the wrong people. It only makes sense but it bears repeating as often we are actually the ones who allow our identities to be [...]

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New Or Used?

January 27, 2011

Conventional wisdom has long been that when you buy a new car it loses value as soon as you leave the lot. And that is probably still true. However, there may be some distinct advantages of buying a new car rather than a used model these days but only if you plan on financing the [...]

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Credit Restoration

January 25, 2011

When there is talk about credit repair and credit improvement oftentimes the talk focuses upon mistakes and the things that you can perhaps remove on your report that can improve it. But what about the things that you could include on your report to make it better? What if you had an account that you [...]

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Last In Line, First To Buy?

January 24, 2011

We may not want to believe it but a current study indicates that people with last names that start with the letters from the last part of the alphabet are more likely to jump on the bandwagon and buy something first “before they’re all gone” than people with names that start with letters that come [...]

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My Credit Score and Report

January 17, 2011

The beginning of a new year is a good time to evaluate your credit score, your credit report and your finances in general. You can receive a free copy of your credit report to check for errors and mistakes and to see how you’re doing. Go to annualcreditreport.com Now you can also receive a free [...]

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Top Tips For Better Credit

January 12, 2011

Pay your bills on time. No brainer there but the surest way to quickly get bad credit is to miss a payment or be late. Don’t go near the max. Your maximum credit limit that is. Try to keep your debt below 20-25% of the credit that is available for you. Your debt to available [...]

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Free Credit Score

January 10, 2011

What used to cost you $15.95 is now free. As of January 1, 2011 lenders will be required to tell you the reasons why you may have been charged a higher interest rate and most commonly this is because of your credit score. For many years consumers have been able to receive free copies of [...]

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Credit Card Solicitations Increasing For a Few

January 6, 2011

Have you checked your mail for credit card solicitations lately? After credit card solicitations went down to their lowest level in over 16 years it appears that they are again on the rise, this time with higher interest rates but larger, bigger and better perks. That is if you have good credit. New regulations have [...]

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Ask For Info, Decrease Your Credit Score??

January 5, 2011

In an interesting article from the Huffington Post, an individual requested information from his mortgage servicer, Bank of America, about who actually owned his mortgage. He did this through a website called “Where’s the Note?”. As a customer you actually have the right to know who owns your note. However, after initially declining to tell [...]

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New Credit Score Rules

January 3, 2011

With the current economy and the real estate bubble that has been experienced of late, credit scores are becoming even more important, well, high credit scores that is. While the credit score cut off for getting the best rates and the best deals on financing used to be around 700 now it is getting higher [...]

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