Credit

Credit Repair Companies Can Assist You To Achieve Good Credit

March 3, 2011

Good credit is almost essential for most people. It can be extremely difficult to buy larger items outright with cash for an ordinary middle-class family. Therefore it becomes necessary to get loans for the bigger items such as cars and especially houses. Good credit can also help you to secure the lowest interest rates and [...]

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CARD Act Deemed A Success

February 25, 2011

It’s been a full year since the complete implementation of the CARD act and so far it looks as if it has been a success. Even though the past year has brought on tighter credit availability and a rise in interest rates these have been attributed to economic downturns and not the CARD act. The [...]

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Credit Repair Dallas TX

February 23, 2011

Rumor has it that everything is bigger in Texas. Bigger hats, bigger events, just bigger. But is it really bigger? Probably on a lot of things. But if you have bad credit it doesn’t matter where you live. You have a big problem. Credit problems can affect the people in the smallest towns in nowhereville [...]

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The Most Important Financial Numbers

February 15, 2011

There are some pretty vocal financial voices out there saying that your credit score is the most important number of your financial life. (Suze Orman for one). And depending upon your own circumstances it may be. If you are unable to purchase a car unless you finance it, it may be important for you to [...]

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Define Your Money Problems

February 14, 2011

Dr Phil, of TV and Oprah fame of course, has allegedly said that “You can’t solve money problems by throwing money at them”. Okay. Well, I have to disagree. Doesn’t it have to do with the type of money problem you have? If you have a credit card, debt, shopping problem that is a money [...]

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Insanity and Interest

February 9, 2011

So you have bad credit? How desperate are you? Really, how desperate are you? Imagine having a card with a $1000 balance and a 59% APR (yes, that is correct, 59%!!) If you happened to land in dire straits (the trouble, not the band!!) and you were only able to make the minimum payment of [...]

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How Important Is Your Credit Score?

February 7, 2011

Well it is not nearly as important as the banks, the lenders, the credit bureaus, the entire system will have you believe. Of course, a high credit score can get you lower rates and better terms when you borrow money. A good credit score will also enable you to borrow money if you need to. [...]

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Business Or Professional Credit Cards

February 2, 2011

With the passing of the CARD act many of the most egregious practices with credit cards have been eliminated for personal credit cards. But not for business credit cards. A so-called business or professional credit card is not regulated by the CARD act so the advantages to getting one of these cards should be carefully [...]

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After Bankruptcy

February 1, 2011

So after you finally got to the point where you couldn’t do it anymore and you decided that you had to file bankruptcy, what happens? Well, if you file Chapter 13 you will, of course, still be paying back your debt at reduced rates. But you may still have most of your assets. If you [...]

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How Low Can It Go

January 31, 2011

Well the perfect credit score is 850 but it seems that the worst possible credit score is only 300. Even so, apparently it is rather difficult to get a 300, you have to hit bottom in every single category and then probably go back and do it again. However, it is highly doubtful that many [...]

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