credit score

The Myths And Other Common Mistakes About Credit Repair

November 23, 2010

A better credit score is possible for anyone but one must take concrete steps in order to actually make significant improvements. However, there are some common mistakes that many people make due to the many prevalent myths about credit repair. But with the right strategies anyone can repair their credit. It can be a mistake [...]

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Hoping For Changes To FICO

November 22, 2010

What happens when the bank reduces your line of credit due to no fault of your own? Well, you would think that it would be fair if it didn’t affect you. After all, if you have been timely with your payments and you have kept your balance low and the bank just arbitrarily came along [...]

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Do You Need Credit Maintenance?

November 16, 2010

Maintaining a favorable credit score is important to your financial existence. There are people who experience a bad credit score report because of neglect as well as improper statement reviewing. There are even others who experienced the process of fixing their credit and somehow managed to preserve good credit after. If you do not wish [...]

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Credit Score Components and Mythologies

November 9, 2010

So if you pay all of your bills on time, you’ll have a great credit score, right? Well, not exactly. However, you do need to pay all of your bills on time. But that will only account for 35% of your score. The other 65% is still up for grabs. One thing to be sure [...]

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Improve Your Job Search By Repairing Your Credit

September 29, 2010

Few people realize that having a high credit score can be beneficial when searching for a job. While it is obvious that a high credit score will affect getting a loan, the fact is that by law an employer can refuse to hire an applicant based solely on their credit report. Employers may feel that [...]

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Does Race Impact Credit Scores?

September 27, 2010

Does race impact credit scores? Well, it is not supposed to. Credit scores are supposed to be entirely based upon your history without any reference to your race, where you live, where you work, or any other essentially irrelevant data, such as your shoe size and the name of your cats. But recently, credit reports [...]

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Credit Repair With Excellent Results

September 16, 2010

The majority of people probably experience credit problems at some time. Credit issues are becoming even more prevalent lately with the current economic crunch. However, there are steps you can take to repair your credit and you do have the right to repair your credit. Back in the 1970’s a Federal law was enacted that [...]

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Three Unexpected Benefits Of Credit Repair

September 3, 2010

Most folks realize how crucial it is to have a clean credit report and a high credit score when they try to get a loan for a house or an automobile. Lenders take the credit information very seriously and they can charge a higher interest rate or even deny credit altogether based on the information [...]

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Absolute Surefire Way To Perfect Credit

August 31, 2010

For the absolute, surefire, guaranteed way to perfect credit….. click here-don’t buy stuff Tweet

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Free Credit Score

August 25, 2010

While we have long been able to get a free credit report one time each year, typically we have had to pay a fee to get the really important information, the credit score. But check this out. You can get your free credit score along with advice on credit cards, saving money, financial tools and [...]

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